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Website Terms and Conditions

Effective Date: 07/20/2026  |  Last Updated: 07/20/2026

These Website Terms and Conditions ("Terms") are entered into between you and Stacy Dawkins. These Terms govern your access to and use of www.benefitsworthdiscovering.com, including its content, forms, scheduling tools, communications, and related features (collectively, the "Website").

By accessing or using the Website, you agree to these Terms. If you do not agree, do not use the Website.

1. Purpose of the Website

The Website provides general educational and business information concerning employee benefit, health and wellness, payroll related, and related consulting opportunities. The Website may also allow businesses to:

Website content is provided for general informational purposes. It is not a substitute for a formal eligibility review, written proposal, plan document, service agreement, tax analysis, legal review, or professional advice.

2. No Professional Advice

Nothing on the Website constitutes:

You should consult qualified legal, tax, accounting, payroll, benefits, and other professional advisors regarding your organization's circumstances. Your use of the Website does not create an attorney client, accountant client, physician patient, fiduciary, broker client, or similar professional relationship.

3. No Guarantee of Qualification or Results

Any examples, projections, savings estimates, participation estimates, implementation timelines, benefit descriptions, or illustrations presented on the Website are provided for general educational purposes only. Actual results may depend on factors including:

Past results do not guarantee future results. No statement on the Website should be interpreted as promising a specific financial, tax, payroll, employee retention, health, or business outcome.

4. Discovery Calls and Qualification Reviews

A Discovery Call is an informational conversation intended to help gather information, explain a potential program or service, answer preliminary questions, and evaluate whether additional review may be appropriate. Scheduling or participating in a Discovery Call:

Any actual engagement, implementation, enrollment, or service relationship may require separate applications, agreements, disclosures, authorizations, plan documents, or terms supplied by third parties.

5. Company's Role

Unless expressly stated in a separate written agreement, the Company's role may be limited to education, preliminary qualification, consulting, marketing, referrals, introductions, and coordination with program specialists. Certain programs or services described on the Website may be provided, administered, underwritten, implemented, or supported by independent third parties. The Company does not control every decision, representation, qualification standard, enrollment decision, service level, benefit, or action of an independent third party.

6. No Submission of Sensitive Information

Do not submit the following through a general Website form, ordinary email, social media message, or unsecured communication:

If sensitive information is required, use only the secure process designated by the applicable service provider or program administrator.

7. User Responsibilities

You agree to:

You are responsible for decisions made based on Website content or information presented during preliminary discussions.

8. Prohibited Conduct

You may not:

We may suspend or block access when we reasonably believe these Terms have been violated.

9. Intellectual Property

The Website and its content are owned by or licensed to the Company and are protected by applicable intellectual property laws. We grant you a limited, revocable, nonexclusive, nontransferable license to access and use the Website for legitimate internal business and informational purposes. You may not reproduce, modify, distribute, publish, sell, sublicense, create derivative works from, or commercially exploit Website content without prior written permission.

10. Communications

When you submit an inquiry or schedule a call, you authorize us to contact you about that request using the information you provide. Marketing emails may be sent when permitted by law. You may unsubscribe using the link in the email.

Marketing texts sent using automated technology will be sent only when any legally required consent has been obtained. Consent to receive marketing texts is not a condition of purchasing or receiving services. Message and data rates may apply. Reply STOP to unsubscribe or HELP for assistance.

11. Third-Party Services and Links

The Website may link to or integrate with third-party services, including scheduling platforms, video conferencing tools, customer relationship management systems, social media sites, program providers, administrators, and payroll related services. Third-party services are governed by their own terms and privacy policies. We are not responsible for their content, availability, security, accuracy, privacy practices, products, services, or conduct.

12. Website Availability and Accuracy

We attempt to provide useful and current information, but we do not warrant that Website content is complete, accurate, current, or free from errors. We may modify, suspend, remove, or discontinue any part of the Website without notice.

13. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE WEBSITE AND ITS CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE." THE COMPANY DISCLAIMS ALL EXPRESS, IMPLIED, AND STATUTORY WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, AVAILABILITY, AND SECURITY.

14. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY AND ITS OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, REPRESENTATIVES, AND AFFILIATES WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING FROM OR RELATED TO USE OF THE WEBSITE OR RELIANCE ON ITS CONTENT. THE COMPANY'S TOTAL LIABILITY WILL NOT EXCEED THE GREATER OF THE AMOUNT YOU PAID DIRECTLY TO THE COMPANY IN THE PRECEDING TWELVE MONTHS OR ONE HUNDRED DOLLARS.

15. Indemnification

To the maximum extent permitted by law, you agree to defend, indemnify, and hold harmless the Company and its owners, officers, employees, contractors, representatives, and affiliates from claims, liabilities, damages, judgments, losses, and expenses arising from your misuse of the Website, violation of these Terms, information you submit, violation of applicable law, or infringement of another person's rights.

16. Privacy

Our collection and use of personal information are described in our Privacy Policy, which is incorporated into these Terms by reference.

17. Governing Law and Venue

These Terms are governed by the laws of the State of North Dakota, without regard to conflict of law principles. Legal proceedings arising from or related to the Website or these Terms must be brought in the state or federal courts located in or serving Cass County, North Dakota.

18. Changes to These Terms

We may revise these Terms periodically by posting an updated version on the Website. Your continued use of the Website after revised Terms become effective constitutes acceptance of the revised Terms.

19. Severability

If any provision of these Terms is found invalid, illegal, or unenforceable, that provision will be enforced to the greatest extent permitted, and the remaining provisions will remain in effect.

20. No Waiver

Failure to enforce a provision of these Terms is not a waiver of that provision or any other right.

21. Entire Agreement

These Terms and the Privacy Policy constitute the entire agreement concerning use of the Website unless you and the Company enter into a separate written agreement.

22. Contact Information

Stacy Dawkins
19 8th St. S. PMB 302
Fargo, ND 58103
info@benefitsworthdiscovering.com
www.benefitsworthdiscovering.com